Financial Problems

July 4, 2020

Fear, Doubt, and Uncertainty

There’s an emotional roller coaster that people have been on since March of this year. That’s when our country was locked down because of the COVID-19 virus. During the first couple of months of the lockdown, the roller coaster took people down into the depths of uncertainty and doubt. Then it seemed as though it was heading toward what appeared to be a light at the end of a tunnel. But last week, the roller coaster took a sharp turn and catapulted toward a new abyss of fear and uncertainty.

June 6, 2020

How Much Is Enough?

About 20 years ago, I had a wealthy client who was generating more than $1 million a year in income from various businesses that he owned. For the purpose of this discussion, I’m going to call my client “Jim.” In one of his businesses, Jim had a partner who got upset and cut off all contact with Jim and changed the locks and took control of the building where the business was located.

May 9, 2020

Government Officials & Fake Mercy

There’s a saying that has become common among the people who believe that it’s time to end the coronavirus lockdown: “The cure can’t be worse than the disease.” Another saying that has become mainstream is, “How many lives are you willing to sacrifice to prevent one coronavirus death?”

April 25, 2020

It’s Time To Fend For Yourself

The foundation upon which the United States of America was built consisted of two religions: a secular religion that was based on the beliefs and principles of individualism, self-reliance, freedom, hard work, patriotism, and independence, and a biblical religion that was based on the beliefs and principles of the 10 Commandments, the God of the Old Testament, and the teachings of the Son of God.

April 18, 2020

The Deceptive Speculation Behind The COVID-19 Pandemic

You may have heard of Charles Mackey (1814-1889), a Scottish poet, journalist, and author who was best known for his book, Extraordinary Popular Delusions and the Madness of Crowds. Mackey’s book, which was published in 1841, was critical of public manias, such as economic bubbles, fortune-telling, haunted houses, and other manias that were occurring at the time that he wrote his book.

April 4, 2020

The Illusion of Security

There are several ugly truths about life that most of us ignore. I want to cover two of those ugly truths today. The first is that the path through life is fraught with uncertainty. The second is that by the time we’re mature adults, we have had experience with the first truth, but most of the time, we tuck it away into a deep dark corner of our minds. Then we go on with our lives behaving as though the first truth does not exist.

February 22, 2020

Ready or Not, Here It Comes!

Last week, I wrote about how we spend a good part of our lives in sorrow because of suffering that is, in most cases, unavoidable. I provided a short but specific definition of the word “suffer,” which is, to undergo or feel pain or distress.” I then provided the definition of “sorrow,” which is “a feeling of deep distress caused by loss, disappointment, or other misfortune suffered by oneself or others.”

February 15, 2020

Suffering And Sorrow Are Here To Stay

In a perfect world, there would never be any suffering or sorrow. Unfortunately, we don’t live in a perfect world. Our world was forever marred by the sin of Adam and Eve. It was their sin that condemned each of us to a life that would include suffering, sorrow, and death.

September 15, 2018

A Formula for Conquering Loneliness

I’ve written before about how I grew up in a family neighborhood that included seven families. My grandparents, Tom and Effie Williams, lived next door to my parents. The other families in the neighborhood were made up of my aunts, uncles, and cousins.

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