Personal Responsibility

June 27, 2020

It’s Not Only About Racism

I’ve written before about how my wife and I raised seven children — one boy and six girls. An interesting thing happened with some of my children. When they turned 18, they got tired of me telling them what I thought they should be doing and declared that because they were 18, they were now adults who could make their own decisions. The first time I heard that proclamation, I laughed and asked what happened on their 18th birthday that transformed them into the type of person who no longer needed to listen to their parents. The response I got was, “I’m an adult now and I’m old enough to make my own decisions.”

June 13, 2020

There’s No Such Thing As A Soul Mate

Do you know which five life events cause the most stress or upheaval in a person’s life? They are,

June 6, 2020

How Much Is Enough?

About 20 years ago, I had a wealthy client who was generating more than $1 million a year in income from various businesses that he owned. For the purpose of this discussion, I’m going to call my client “Jim.” In one of his businesses, Jim had a partner who got upset and cut off all contact with Jim and changed the locks and took control of the building where the business was located.

April 25, 2020

It’s Time To Fend For Yourself

The foundation upon which the United States of America was built consisted of two religions: a secular religion that was based on the beliefs and principles of individualism, self-reliance, freedom, hard work, patriotism, and independence, and a biblical religion that was based on the beliefs and principles of the 10 Commandments, the God of the Old Testament, and the teachings of the Son of God.

April 18, 2020

The Deceptive Speculation Behind The COVID-19 Pandemic

You may have heard of Charles Mackey (1814-1889), a Scottish poet, journalist, and author who was best known for his book, Extraordinary Popular Delusions and the Madness of Crowds. Mackey’s book, which was published in 1841, was critical of public manias, such as economic bubbles, fortune-telling, haunted houses, and other manias that were occurring at the time that he wrote his book.

April 11, 2020

The Anxiety & Panic Surrounding the COVID-19 Virus

After I started my law practice in January 1983, one of my first clients was Donna Schmidt. I had met Donna several years earlier when my mom introduced me to her. I don’t remember where we were introduced, but I do remember that it was at a Catholic religious event. Donna was a year younger than my mom. They had known each other since they were teenagers, when they both attended the same high school — the Academy of Our Lady, in Peoria, Illinois.

March 28, 2020

A Blank Check From A Billionaire

When I was 12 years old (1969), I experienced two events that changed the course of my life: I got my own paper route, and my mom drove me to the bank and opened a checking account in my name. The reason she opened the account was because she didn’t want the job of writing a check every week to the company that owned the newspaper, the Peoria Journal Star. When we got home from the bank, she taught me how to write checks. When the first bank statement arrived in the mail, she taught me how to reconcile the account.

March 14, 2020

A Crisis That Is Spiraling Out of Control

On Friday (March 13), the chief judge of the state courts that are located in Central Illinois issued an order that applied to all attorneys and court personnel. Here’s what the order said:

January 25, 2020

Are You An Average American?

About 10 years ago, I attended a four-day marketing conference in Chicago. One of the speakers was a young woman who was in her early 30s and was a well-known expert in email marketing. In one of her presentations, she talked about how she hires other people to do what she considers non-essential tasks — grocery shopping, meal preparation, and house cleaning — so she can spend her time on higher value activities.

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