After arriving home on a Thursday evening a couple of months ago, I learned that three of my daughters – Mary (20), Christine (18), and Teresa (16) – were planning on going to the midnight showing of the newly released movie The Avengers. When I found out about their plans, I announced, “You’re not going tonight. You can wait one more day and go tomorrow at a more reasonable time.”
When I was 12 years old, I experienced two events that changed the course of my life: (1) I got my own paper route; and (2) my mom drove me to the bank and opened up a checking account in my name. The reason she opened the account was because she didn’t want the job of writing a check every week to the local newspaper (Peoria Journal Star). When we got home, she taught me how to write checks, and when the first bank statement arrived in the mail, she taught me how to reconcile the account.