You Should Never Judge Someone

I recently filed a chapter 7 bankruptcy case for a client who owed a significant amount of money to some local loan shark companies. (I call payday and title loan companies “loan shark companies” because they routinely charge up to 300% interest per year on money that is loaned to customers.) My client also had several thousand dollars in accumulated debt that he owed to credit card companies and medical providers. For the purpose of this article, I’m going to call my client “Jim.”